Commercial Insurance in Ohio
The economic growth in Ohio is on the rise for small businesses. As more business’s owners are coming forth across the state, it is important that insurance coverage is reviewed. If you are an East Liverpool, OH resident that has taken entrepreneurship on, the agents at Chris Arnott Agency Inc would like to ensure its success and protection with commercial insurance. Below are the different types of coverages that you can get with commercial insurance.
Like your home, the potential for accidents with visitors and customers is possible and you could find yourself being sued due to negligence that caused this accident. Have financial coverage for any fees and damages you may be responsible for with commercial liability. Small businesses especially need this level of coverage to keep from depleting their finances for payment. While this coverage is not required, it is highly recommended for business owners.
Do you use a car for your business making deliveries? If so, have your vehicle covered with commercial auto insurance, as it is the Ohio law to carry this level of coverage. This level of coverage will not only protect your vehicle, but you or an employee, and the contents covered within the car. This can eliminate additional costs needed to cover damages or product loss you may suffer from in an accident.
Business Income Coverage
Has your business suffered a loss in income due to circumstances that are out of your control? With this coverage, expect the ability to cover your payroll salaries during events like natural disasters or damage to the commercial property where working is not an option until it is repaired. This coverage also is not required, but it is highly recommended including on your policy.
Get Covered Today
The agents at Chris Arnott Agency Inc in East Liverpool, OH understand the need for quality commercial insurance. Contact us today and let us begin building the right policy for you. We write policies for Ohio, Pennsylvania, West Virginia and Georgia.